Paying for Dental Care with Insurance
Young patients who have dental insurance coverage are more likely to receive high-quality services that help them enjoy better oral and overall health for a lifetime. If your family is covered by a dental insurance plan, get ready to save big by visiting Affordable Dental Inc of Clarkville! Our team is happy to be in-network with a number of dental insurance plans, including Delta Dental, Assurant, Blue Cross Blue Shield, Aetna, and MetLife. Keep reading to learn more about how dental insurance works at our friendly office—we can’t wait to help you save on superior children’s dentistry.
Investing in dental insurance for your child is an important ingredient in helping them achieve and maintain a happy, healthy smile that lasts a lifetime. Kids are eligible for the same preventive and restorative dental treatments as you are — and maybe even more. If your little one is covered by Delta Dental insurance, keep reading to find out how the team at Children’s Dental & Orthodontics can help you maximize your investment to protect your favorite growing smile!
Children’s Dental Insurance
Your little one’s smile has different needs from your own. His or her tooth enamel will not have fully hardened until age 14 or so, and until that time it will be more vulnerable to tooth decay. Helping your little one brush, floss, and maintain healthy eating habits can help them steer clear of cavities — and so can taking advantage of their Delta Dental coverage by visiting the dentist every six months.
Your child’s coverage includes two free checkups and cleanings per year (just like your own) and often access to dental sealants and topical fluoride treatments as well. These preventive treatments significantly aid in cavity-protection for growing smiles, which makes them well worth the coverage cost for Delta Dental and other insurance providers.
If your little one requires restorative dental care at some point during childhood, like for a cavity or dental injury, you can expect Delta Dental to cover from 50% to 80% of the bill. You will simply pay the amount you owe at the time of your child’s appointment — we will file the claim and receive the full payment later on. That’s a big advantage of visiting an in-network dentist as opposed to one who is out-of-network, which will often require you to pay fees out of pocket and wait for reimbursement to come weeks or months later.
Insurance Coverage Helps Build Healthy Smiles
The benefits of ensuring your child’s smile with Delta Dental or any other insurance plan are many, and they include the following:
- Preventive coverage helps your little one steer clear of cavities, gum disease, and other oral health hazards that can have an impact on their overall smile health.
- Early detection aids in the easiest, most conservative treatment of any existing issues.
- Positive experiences at the dentist from a young age help to put your little one on the road to a lifetime of regular dental care.
- Orthodontic issues caught at an early age through regular preventive care can reduce future treatment times with braces or eliminate the need for them altogether.
- There are no claims forms to fill out or reimbursements to wait for when you visit an in-network dentist.
Dental insurance is an important factor in every family’s budget. If you and your little ones are covered by Assurant, we have some good news: the Children’s Dental & Orthodontics offices are in-network with your provider! That means it’s easy to take advantage of your child’s benefits right away, without having to pay out-of-pocket expenses that add to the overall cost of excellent care. Keep reading to find out how we can help you make the most out of your benefits when you bring your child to our office!
How Assurant Dental Insurance Works
Like most dental insurance, Assurant is a fee-for-service plan that works with a monthly premium that usually ranges around $50. In exchange for this amount, you and your loved ones can receive significant discounts on the services patients of all ages need to enjoy a clean, healthy smile for a lifetime to come.
Patients of all ages can benefit from Assurant dental insurance — and that is why we are happy to accept it at Children’s Dental & Orthodontics! Visiting an in-network dentist is a great way to make the most out of this insurance plan. When you bring your child in for a service that is fully covered (more on that below), you will not have to pay anything at all. For anything else, simply pay the amount you do owe at the time of the appointment. We will file the claim and receive the full payment later on!
What Assurant Covers
Preventive dental care is a significant focus of any dental insurance plan. Children and adults alike are eligible to receive two checkups and cleanings for “free” as part of Assurant’s benefits. Additional preventive treatments that are important for children, like dental sealants and topical fluoride treatments, may be covered as well. If your little one needs to have a filling or other restorative treatment, basic care is usually covered up to 80%. You may be responsible for 50% of the cost of more complex restorative treatments.
We Love Dental Insurance
Are you confused about your child’s coverage? We can help you figure out what’s what when it comes to dental insurance — our team members are experts on this topic. When you bring your little one to our office with Assurant dental insurance, we will begin by performing a verification of benefits to help you understand just what your child is eligible for, how much you have left towards your yearly deductible, and any other important information. With these details, we can help you go about maximizing your insurance to benefit your family’s smiles — and your wallet!
Keep Your Child Smiling Bright!
Preventive dental care is a crucial component of every happy young smile. If you are looking for a children’s dentist who accepts Assurant dental insurance, do not hesitate to get in touch with Affordable Dental Inc of Clarkville! Contact our offices to schedule an appointment today.
Your child can receive the very same dental insurance coverage as you can. Just like having dental insurance helps you afford the preventive care that keeps your own smile healthy, children who are covered by insurance plans are more likely to benefit from the treatments that help them have healthier teeth with fewer cavities. Blue Cross Blue Shield is one of the many dental insurance plans we accept here at Children’s Dental and Orthodontics—keep reading to learn more about how your insurance coverage works at our office!
How Blue Cross Blue Shield Dental Insurance Works
Blue Cross Blue Shield is a popular provider of dental insurance for families in our area. It is a typical fee-for-service plan, which means that you pay upfront for discounts and “free” dental care throughout the year. Since you are paying for it anyway through your monthly premium payments, it makes sense to take advantage of the benefits you are your children are eligible for under your plan: like basic preventive and restorative services.
Most plans work like this:
- Preventive care is covered 100%. This includes two checkups and cleanings per year. Children are often eligible for additional preventive treatments like dental sealants and topical fluoride treatments.
- Restorative dental services are covered from 50% to 80%, depending on the complexity of the treatment. You will be expected to pay the amount you owe at the time your child receives the service.
- Orthodontics may receive partial coverage as well.
Children’s Dentistry Focuses on Prevention
The most important aspect in your child’s dental health plan is prevention. Kids are most vulnerable to developing cavities between the ages of 6 and 14 when their tooth enamel is still forming and hardening. Your child’s dentist will work to help them steer clear of tooth decay with dental sealants and fluoride treatments as well as friendly education on how to brush and floss properly at home.
Stretching Your Child’s Benefits
Positive dental experiences from a young age will help put your child on the path to a lifetime of happy, healthy smiles. Using your dental insurance plan to your advantage is the best way to help ensure that occurs. To stretch your benefits for the good of your family’s smiles, make sure you schedule the whole family a checkup and cleaning every six months! During this visit, we will check for the evidence of tooth decay and infection while also cleaning away the plaque and tartar that cause these and other issues. Prevention is a smile’s best friend—so don’t skip out on it!
Book a Visit Today!
Are you looking for a dentist who accepts your family’s Blue Cross Blue Shield insurance plan? Do not hesitate to get in touch with the pediatric dentist your friends and neighbors trust. Our team can’t wait to help your child benefit from excellent dental care at a price you won’t mind paying. You are invited to request an appointment today!
Aetna is a popular provider of dental insurance in the United States, and many of our little patients are covered by this plan. If your family has Aetna dental insurance, too, we are happy to share the news that Children’s Dental & Orthodontics is in-network with your plan. Keep reading to learn how important dental insurance is, and why visiting an in-network dentist makes it easier for you to put your little one on the path to a lifetime of happy, healthy smiles.
How Aetna Dental Insurance Works
Most dental insurance plans, Aetna included, work on a fee-for-service basis. In exchange for a fixed fee you pay monthly (also known as the “premium”), you and anyone else covered under your play are eligible to receive a list of dental services for “free” or at a significantly discounted rate. It helps to think of dental insurance as more of a benefits plan—you pay for these services upfront, so taking advantage of the savings you receive through regular preventive care only makes sense.
In-Network vs. Out-of-Network Dentists
When you want to stretch your benefits to their maximum, make sure you find an in-network dentist to care for your and your family’s smiles. This is the best way to ensure you receive your savings up-front. While you may be eligible for the same discounts visiting an out-of-network dentist, you will likely be required to pay more out-of-pocket and wait for a reimbursement to come weeks or even months later.
Children’s Dental & Orthodontics is happy to be in-network with a number of dental insurance plans, including Aetna. When you bring your child as a new patient to our office, we will perform a verification of benefits to find out just what he or she is eligible for under your coverage. Our team of experts will also thoroughly discuss the details of your plan with you to ensure you know just what to expect when you are budgeting for your family’s dental care.
Building Healthy Children’s Smiles
Dental insurance covers the preventive care that is necessary for patients of all ages to avoid cavities, gum disease, and other oral health problems. Tooth decay is an especially significant threat for young children, as their tooth enamel is still forming and is not fully hardened until the age of 14 or so. During this time, routine checkups and cleanings as well as additional preventive treatments like dental sealants and fluoride treatments can provide significant help fighting tooth decay. Should your little one need restorative care somewhere along the way, Aetna dental insurance covers from 50% to 80% of the cost of basic and complex services.
Request an Appointment Today!
Your child’s healthy smile is dependent on routine dental care — and taking advantage of your Aetna dental insurance coverage will help to protect your favorite little teeth! To get started with an in-network Aetna dentist that children and parents love, we invite you to request an appointment at Affordable Dental Inc of Clarkville today.
At Children’s Dental & Orthodontics, we know dental insurance is an important factor in your family’s budget. We are happy to be in-network with a number of insurance plans to help make it easier for you to afford the preventive care that keeps your little one’s smile healthy and clean—including the popular MetLife insurance plan. If your child is covered by MetLife, keep reading to find out how you can save by visiting the pediatric dentist Dallas families love!
How MetLife Works
MetLife dental insurance works like most other insurance plans in that you or your employer pay for dental care upfront in the form of a monthly premium. The whole family can be covered by MetLife, and your coverage may vary slightly depending on how much you pay as a premium. After you have met your annual deductible, or the amount you must pay out-of-pocket before benefits will kick in, you will have an annual maximum—or the limit that your dental insurance will pay towards care in a calendar year.
Visiting an in-network dentist like us here at Children’s Dental & Orthodontics is important because it helps to ensure that you do not have to pay any extra money out-of-pocket, file claims, or wait for reimbursements to come later on. We will take your insurance information and help you benefit from coverage right away. Plus, our team of experts is always on hand to talk you through dental insurance details that can be confusing or difficult to understand.
Children Need Prevention (And So Do You)
Because it is a crucial aspect of every healthy smile, dental insurance plans focus on preventive dental care. Children and adults alike should visit the dentist at least every six months for a checkup and cleaning. With dental insurance, these visits are totally “free” because you have already paid for them through your monthly premiums. Do not let these important benefits slip away! During the twice-annual exam, your child’s dentist will check for the evidence of tooth decay, infection, and other oral health issues that may develop at a young age. If any problems are detected, we will then put together a plan to get their oral health back on track ASAP! Regular dental care is crucial for putting your little one on the path to a lifetime of happy, healthy smiles.
Employers Offering MetLife
A number of employers in the Dallas area offer MetLife insurance to their employees, including…
- HCA Hospital
- Baylor Scott & White Health
- Ambit Management
- Cognizant Technology Solutions
If you are employed by one of the above (and even if you’re not), your child is welcome with open arms at Children’s Dental & Orthodontics!
Schedule an Appointment Today
So there you have it—the pediatric dentist accepting MetLife dental insurance is at Affordable Dental Inc of Clarkville! To learn more about your child’s specific coverage or to schedule an appointment and start saving on dental care, please do not hesitate to contact our friendly staff.